(A) Cheque issued but not presented
(B) Cheque issued but dishonoured
(C) Cheque deposited and credited by bank
(D) All of (a) and (b) above
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(A) Cheque issued but not presented
(B) Cheque issued but dishonoured
(C) Cheque deposited and credited by bank
(D) All of (a) and (b) above